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Our Process
Maintaining a clean credit report is vital to one's financial well-being as it can affect ever aspect of our "financial" lives, including denial of credit, a loan or even employment opportunities. We are a consulting company specializing in improving your credit positioning. We consult with clients on their credit profile, analyze their credit profile, and verify former addresses, employment and aliases listed on their report. We check the validity of accounts, balances shown, days outstanding and related items.
For those clients who have erroneous or inaccurate information in their credit profiles, we prepare letters with the corrections and send them to the Credit Bureaus (Experian, Equifax and Transunion.) If there are no corrections needed, then we work with the Creditor to verify those accounts identified as inaccurate, outdated, misleading or unverified.
Every time an action is performed on your behalf, you will receive notification by email or regular mail describing the steps taken. We want you to be a part of this process. It is your credit profile we are trying to improve so it is important you are aware of how to manage your accounts in order to achieve the best possible credit score.
Our system and procedures specifically request that the Credit Bureaus comply with the Fair Credit Reporting Act (FCRA) as well as others. A consumer has the right to full disclosure of the documentation being used to determine the validity of those accounts listed on his/her reports.
We will not knowingly do anything that violates the law as it is written. We comply with all federal and state laws governing the Credit Services Organization Act.
We are here to assist you with improving your credit score through accuracy and education. It is simple to start. Just take the following steps:
- Complete the application and submit it to our offices
- Your application will be processed and after approval, you will receive a welcome letter. This letter will provide instructions on taking the first steps at improving your credit.
- We will evaluate your credit profile and send letters to the appropriate Credit Bureaus. You will then begin to receive correspondence from the Bureaus.
- Send all correspondence received from the Credit Bureaus to our offices by MAIL to 2181 S. El Camino Real, Suite 303, Oceanside, CA 92054 Attn: Update Department; e-mail to updates@greentreefinancial.biz or fax to 760-994-1251 Attn: Update Department.
- Communicate with us and ask us any questions.
The system is that easy. We are always available to discuss your profile at any time. You can contact us by email at info@greentreefinancial.biz, by telephone at
760-356-8222 or by facsimile at 760-994-1251.
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